How Creator Earnings Work

Fansit's creator earnings model is intentionally simple: fans buy FanBucks at one rate, you cash out at another rate, and the difference is what we earn. There's no separate platform fee per transaction.

The flow

1. Fan buys FanBucks at a package rate (~$0.0099 per FanBuck on average).
2. Fan spends FanBucks on you — tip, subscription, PPV unlock, stream access.
3. Your wallet receives 100% of those FanBucks. Nothing deducted.
4. You cash out at $0.003 per FanBuck (100 FanBucks = $0.30 USD).

The spread between the buy rate and the cash-out rate is what Fansit earns. Both rates are public.

What you see in your wallet

Your wallet shows two balances:

• Pending balance — FanBucks earned in the last 10 days. Held against potential chargebacks. Not withdrawable.
• Available balance — FanBucks that have cleared the 10-day pending period. Withdrawable subject to the $50 minimum.

When you cash out, the available balance converts to USD at the $0.003 rate and is sent to your bank account via ACH.

What you earn per content type

| Content | What you earn (per $1 fan paid) | |---|---| | Subscription | ~$0.30 | | Tip | ~$0.30 | | PPV unlock | ~$0.30 | | Private Stream ticket | ~$0.30 | | Tip menu item | ~$0.30 | | Custom request | ~$0.30 |

The rate is consistent across every revenue type. The only thing that changes the math is the chargeback fee (see Understanding Chargebacks).

Bonus FanBucks

When fans buy bigger packages, they get bonus FanBucks at no extra cost. Bonus FanBucks cash out at the same rate as base FanBucks — $0.003 each. So if a fan buys 1,100 FanBucks for $9.99 (10% bonus tier) and tips you 100 FanBucks, you cash out the 100 FB for $0.30 — same as if they'd tipped you base FanBucks.

Pricing changes

Both the FanBuck buy-in rate (what fans pay) and the cash-out rate (what creators receive) can change. We publish material changes through the Platform and by email at least 7 days before they take effect, where reasonably practicable.

Why the spread instead of a percentage?

Two reasons:

1. Predictability. You always know what you're cashing out at. A "20% platform fee" model means your effective take changes based on processor fees, currency conversion, and a bunch of other factors.
2. Promotions don't hurt creators. When we run a 20% bonus FanBucks promo to fans, your cash-out rate doesn't change. With a percentage model, every promo would shift your earnings.

Chargebacks

The one thing that does deduct from your wallet: chargebacks. When a fan disputes a transaction with their bank, we deduct:

• The disputed FanBucks amount.
• Plus a chargeback fee of the greater of $20 or 5% of the disputed amount.

See Understanding Chargebacks for the full mechanics.

Taxes

You're an independent contractor. You're responsible for tracking and paying taxes on your earnings. We send a Form 1099-K to U.S. creators who earn $600+ in a calendar year. See Taxes and Form 1099-K.

Where to manage payouts

Settings → Payouts is where you set your payout schedule, connect your bank, and view your full transaction history.