What Happens After Account Termination

Termination is the end of your Fansit account. It's permanent. Here's what happens to your earnings, your content, and your ability to come back.

Why an account is terminated

Three paths:

1. Zero-tolerance violation — CSAM, non-consensual content, trafficking, bestiality, or real violence. No warnings, immediate.
2. Failed appeal after Restriction — three or more accumulated violations without a successful appeal.
3. Fraud event — payment fraud, identity fraud, or actions that compromise the platform's standing with payment processors.

Your content

• All content you've posted is removed from the public platform within 24 hours.
• Existing subscribers lose access to your subscriber-only content.
• PPV content fans have already paid for stays accessible to them under the lifetime PPV access guarantee — the content is hosted but only visible to fans who already unlocked it.
• Stream Recordings fans bought also stay accessible to them.
• DMs you sent to fans stay in their inboxes (you can't delete them retroactively).

Your earnings

• Pending balance is held for up to 180 days to absorb any delayed chargebacks or fraud claims.
• Available balance at the time of termination is also held for the 180-day window.
• After 180 days, any net positive balance is paid out via ACH to your verified bank account, less:
  • Any amounts attributed to fraudulent activity.
  • Any amounts required to cover chargeback claimants.
  • Any amounts from content that violated zero-tolerance prohibitions (those FanBucks are typically forfeited entirely).

For violations of zero-tolerance categories, expect significant or full forfeiture.

Your subscribers

• Active subscriptions stop renewing.
• The unused portion of each subscriber's current period is refunded as FanBucks credit to their wallet automatically.
• Subscribers can use the credit on other Fansit creators.

Your DMs

• Existing message threads stay in fans' inboxes for their reference.
• You cannot send new messages.
• Fans cannot send you new messages.

§2257 records

Even after termination, Fansit retains:

• Identity verification records (KYC).
• Age verification records for all adult content you posted.
• Transaction records.
• Content originals required for §2257 compliance.

These are kept for the period required by applicable law — typically the greater of 7 years or as required.

Coming back

In nearly all cases, no. When an account is terminated:

• The KYC identity is added to a banned list.
• Future account creation under the same identity is blocked.
• Device fingerprints are tracked to detect attempts at evasion.
• Creating an account using a different identity to evade the ban is itself grounds for termination of the new account and may be reported to law enforcement.

The narrow exception: if your termination was a clear moderation error, contact legal@fansit.com with documentation. We do reverse termination decisions in rare, well-supported cases.

What happens to your tax info

We retain your W-9 (or W-8BEN) for the period required by the IRS — typically 7 years past the last tax year you had earnings.

Form 1099-K for the year of termination is issued by January 31 of the following year, covering all earnings up to the termination date.

If your earnings cross the $600 threshold for the partial year, you'll get the 1099. Termination doesn't exempt you from the tax form.

Off-platform consequences

Termination from Fansit may have downstream effects depending on the violation:

• NCMEC reports for CSAM violations are forwarded to law enforcement and will result in criminal investigation.
• Trafficking violations are also reported to law enforcement.
• Civil liability for IP infringement, defamation, right-of-publicity violations is between you and the affected party — Fansit doesn't shield you from these.
• Banned-creator lists at other adult platforms may share information about terminated creators (we don't share, but other platforms may discover the termination through other means).

What to tell your subscribers

If you want to communicate with subscribers after termination, you'll need to use off-platform channels (your own social media, email, etc.). Fansit doesn't provide a way to send a final mass message after termination.

Many creators post a final message on their off-platform socials saying they're moving to a new platform or stepping back from creator work. You're not required to do this, but it can help retain audience for future ventures.

Recovery of off-platform contacts

If you maintained an off-platform email list or social following while on Fansit, you keep all of that. Termination only affects your Fansit presence.

This is one reason we recommend creators build off-platform audiences from day one — see Promoting on Instagram, TikTok, and X.

Appeals after termination

Termination is the final state. There is no further appeal beyond the Restriction appeal flow.

If you believe your termination was a moderation error and you have new evidence that wasn't considered during the original review or the Restriction appeal, contact legal@fansit.com with the evidence. We will not re-review based on the same arguments — only new evidence.

Closing the loop

After termination, the only remaining action on your end is to:

1. Update your tax records to reflect the final earnings year on Fansit.
2. Maintain off-platform infrastructure if you're moving to another platform.
3. Wait for the 180-day payout window to close before considering it fully resolved.

Good luck with what comes next.